Got Email Encryption Software? Got The RightPI?
In this day of government and corporate "data breaches" people and companies are learning more and more why they need to get educated on data and information security. Companies like Symantec and web based email solution companies like Enigmail, TrueCrypt and HushMail are the new rage. With the emergence of the Cloud in the digital age and corporations (including governments globally) moving more and more data into secure servers and relying less and less on paper records, these types of companies are now growing exponentially overnight.
If when you hear words like cryptographic hash, compliance based reporting, and post-prism world and it sounds like someone is speaking Greek to you (and you don't speak Greek obviously), then you may want to visit Symantec's site below and watch a few videos on Email & Drive Encryption to brush up on this. More and more companies and organizations are taking their data security seriously and it is about time. We are not a re-seller for Symantec and their products, but they are one of the best data security providers on the market and this company is just one example of how you can protect yourself and your clients from unwarranted security breaches. Watch the video on their site and learn how.
http://www.symantec.com/small-business/products-solutions/category/detail.jsp?pcid=encryption&inid=us_smb_ps-flyout_prod-cat_encryption
Right Path Investigations is in the business of information and we encrypt our communications with our clients and partners on a regular basis. Just spreading the word on this hot topic and we wouldn't be doing our due diligence on the matter if we weren't sharing the info with you. ~ The RightPI
Monday, June 24, 2013
Wednesday, March 27, 2013
Penny Background Checks - Consumer Beware
It is becoming more and more common for the general public to "buy" into the idea that you can, "Be Your Own Online Investigator" and guess what, the public is "buying in" in large quantities. These companies offer "instant comprehensive background checks" for pennies (ok maybe a $ dollar or two). Many of these companies (that I won't name here) have capitalized on selling you old, inaccurate information online and marketed "background checks" and claim to have information on a particular phone number or email address when they really do not have valid current owner information.
It has been researched and documented by my colleagues and peers that many of these companies are foreign based and have a P.O. box listed for an address with contact numbers so old that you can not reach a live person. Sometime this old contact number that is as inaccurate as the outdated information you just purchased. As a licensed private investigator I am always trying to keep up on who has the most up to date and accurate or reliable information. I can tell you without reservation I do not use any of these irreputable companies.
The next time you are in need of reliable information on an individual or company and "before" you type in your credit card numbers and press enter feel free to send me a message either via email through Right Path Investigations at info@rightpi.com If you are in serious need of Investigative Services you can always send a request for a " No Obligation Confidential Client Interview" by visiting us here: http://www.rightpi.com/index.php/request I had to post this info: Just know I am trying to save you some future heart ache &($$$) .
In summary, you probably have heard your mother or father at one point in your life say, "You get what you pay for." This rings true not only here but in many situations in life and it is good advice to heed. Call me or message me and I will be happy to tell you which of these companies to steer clear from over our confidential client interview. My best advice going forward is to for you to use Google for your internet research. If you still can't find the information you are looking for and still need to know, ask yourself this...
Do you know The RightPI?
visit: www.rightpi.com
It has been researched and documented by my colleagues and peers that many of these companies are foreign based and have a P.O. box listed for an address with contact numbers so old that you can not reach a live person. Sometime this old contact number that is as inaccurate as the outdated information you just purchased. As a licensed private investigator I am always trying to keep up on who has the most up to date and accurate or reliable information. I can tell you without reservation I do not use any of these irreputable companies.
The next time you are in need of reliable information on an individual or company and "before" you type in your credit card numbers and press enter feel free to send me a message either via email through Right Path Investigations at info@rightpi.com If you are in serious need of Investigative Services you can always send a request for a " No Obligation Confidential Client Interview" by visiting us here: http://www.rightpi.com/index.php/request I had to post this info: Just know I am trying to save you some future heart ache &($$$) .
In summary, you probably have heard your mother or father at one point in your life say, "You get what you pay for." This rings true not only here but in many situations in life and it is good advice to heed. Call me or message me and I will be happy to tell you which of these companies to steer clear from over our confidential client interview. My best advice going forward is to for you to use Google for your internet research. If you still can't find the information you are looking for and still need to know, ask yourself this...
Do you know The RightPI?
visit: www.rightpi.com
Tuesday, January 15, 2013
A popular scam in the Sacramento (NorCal Area) is the latest SMUD late payment scam. "Not a new one by any means". In the P.I. world there are many ruses out there to gain information for investigative reasons. Scamming and victimizing is not the goal for P.I.s though as it it for criminals, identity theives and the like. Make sure you are up on these by checking out the FBI's list of common scams at: http://www.fbi.gov/scams-safety/e-scams or you can check out other helpful public service websites such as: Bytecrime.org at http://www.bytecrime.org/ Fox News just reported on this happening in our region recently so be aware that it is happening out there right now. The number one way to protect yourself is do not give out information "over the telephone" without you (yourself) initiating the call. Always that the number you are calling or the website you visiti is a legitimate and secure phone number and/or web address. It is always best if you initiate the call and contact. Make sure to do so through the service provider's statement that you are mailed monthly or their main website. Here is the Fox News story that hit the press on this recently: http://fox40.com/2013/01/14/smud-warns-of-convincing-scammers/ Spread the word...
Don't be a victim, be aware and share this article and forum with a friend and/or family member.
-Jeff Berns "The RightPI" web: www.rightpi.com email: rpisleuth@gmail.com pho: 916.905.2559
Don't be a victim, be aware and share this article and forum with a friend and/or family member.
-Jeff Berns "The RightPI" web: www.rightpi.com email: rpisleuth@gmail.com pho: 916.905.2559
Tuesday, August 28, 2012
Online Threats - Scams
Bytecrime Threat Center and Current Online Scams to be aware of.
"This is a Great Resource for Consumers and the Public out there... "
RightPI is Just taking a bite out of crime and spreading the info
http://www.bytecrime.org/threat-center.php?threat=73
Cyber Scams
Real People. Real Stories:
"I had just been fired from my job when I saw an ad on a local classified website that said "help wanted" for a job "processing online ads". The ad indicated that there were only a few positions available. And in order to apply, you needed to send them $19.95 via PayPal so that they would send you a training manual to teach you how to process the ads. When I received the manual, I noticed that it was teaching me how to set up an ad (like the one I responded) to take people’s money.
I really don’t know what I was thinking when I responded to a job ad that asked for payment. But I’ve learned my lesson. I no longer respond to job ads from unknown sources – especially if they ask for payment beforehand."
— Anonymous
Online Source:
http://www.bytecrime.org/
Don't Be like Anonymous... Be aware of online scams and research who it is you are doing business with. If you need help there are many resources out there to help learn how to protect yourself online. We can help at Right Path Investigations and at least point you to a resource that may help protect you in the future.
~ "The RightPI"
Saturday, April 30, 2011
Bogus Mortgage Fees Exposed!
News Source:
By Heather Sullivan / CBS News Channel 7
Spartanburg, Greenvile, Anderson, S.C., Asheville, N.C.
People across the country are losing their homes in the mortgage meltdown. A leading attorney based in Western North Carolina says its often due to hidden and illegal fees on their mortgages. That's why he holds a Bankruptcy Boot Camp to teach other attorneys how to spot bogus fees. He shows you how you can spot them on your own mortgage, too, in this Seven On Your Side Consumer Watch.
Inside a quiet house on a hill in Polkville, North Carolina, attorneys are in basic training. It's called Bankruptcy Boot Camp. They're learning how to save homes from foreclosure.
The drill sargeant is attorney Max Gardner. "What we're trying to do is educate bankruptcy attorneys about how they can identify and find unlawful, illegal fees that have been charged to the loans of their clients."
Gardner says the fees are not usually charged by mortgage companies, but by the companies you send your payments to, the loan servicing companies.
Said Gardner, "It may be a fee for allegedly driving by your house once a month. ... It could be a fee for some legal service you didn't know about. It may be a late charge that is being added to your account when a late charge is not justified."
Inside the room where Gardner holds Boot Camp is what he calls the Wall of Shame, a series of framed checks he's won in cases against loan servicing companies. "We've got some checks up here for $300,000, $400,000, $50, $60, $75,000," points Gardner. He says the checks are from just about every loan servicing company out there. The fees start out small, but add up fast.
Said Gardner, "It can actually put somebody in default. They're mortgage obligation can go into foreclosure when they're not really in default and the pressure is on for them to do it more."
Attorney John LaRue traveled all the way from Indiana for Boot Camp so he can help his clients. Said LaRue, "We'll be able to help them in retaining their homes, rewriting loans, even securing money judgments for them."
That's the kind of basic training Gardner says attorneys will need in the war against the mortgage crisis.
Here are some fees and violations Gardner says to watch out for on your mortgage:
*failing to credit payments to your account,
*late charges when you didn't pay late,
*charging for insurance you don't need,
*overcharging legal fees,
*failing to notify you when your payments change.
To protect yourself, Gardner suggests asking for a written statement of your payments every six months. If you see a fee you don't recognize, he recommends sending the loan servicing company a written dispute by certified mail. If the fee is not resolved, you may need to contact an attorney.
Attorney's are being trained by Max Gardner in Chicago, Illinois on June 18th & 19th. If you are interested,
you'll find more information about Bankruptcy Boot Camp by following the link below:
http://www.maxbankruptcybootcamp.com/
Respectfully,
Jeff Berns "The RightPI"
By Heather Sullivan / CBS News Channel 7
Spartanburg, Greenvile, Anderson, S.C., Asheville, N.C.
People across the country are losing their homes in the mortgage meltdown. A leading attorney based in Western North Carolina says its often due to hidden and illegal fees on their mortgages. That's why he holds a Bankruptcy Boot Camp to teach other attorneys how to spot bogus fees. He shows you how you can spot them on your own mortgage, too, in this Seven On Your Side Consumer Watch.
Inside a quiet house on a hill in Polkville, North Carolina, attorneys are in basic training. It's called Bankruptcy Boot Camp. They're learning how to save homes from foreclosure.
The drill sargeant is attorney Max Gardner. "What we're trying to do is educate bankruptcy attorneys about how they can identify and find unlawful, illegal fees that have been charged to the loans of their clients."
Gardner says the fees are not usually charged by mortgage companies, but by the companies you send your payments to, the loan servicing companies.
Said Gardner, "It may be a fee for allegedly driving by your house once a month. ... It could be a fee for some legal service you didn't know about. It may be a late charge that is being added to your account when a late charge is not justified."
Inside the room where Gardner holds Boot Camp is what he calls the Wall of Shame, a series of framed checks he's won in cases against loan servicing companies. "We've got some checks up here for $300,000, $400,000, $50, $60, $75,000," points Gardner. He says the checks are from just about every loan servicing company out there. The fees start out small, but add up fast.
Said Gardner, "It can actually put somebody in default. They're mortgage obligation can go into foreclosure when they're not really in default and the pressure is on for them to do it more."
Attorney John LaRue traveled all the way from Indiana for Boot Camp so he can help his clients. Said LaRue, "We'll be able to help them in retaining their homes, rewriting loans, even securing money judgments for them."
That's the kind of basic training Gardner says attorneys will need in the war against the mortgage crisis.
Here are some fees and violations Gardner says to watch out for on your mortgage:
*failing to credit payments to your account,
*late charges when you didn't pay late,
*charging for insurance you don't need,
*overcharging legal fees,
*failing to notify you when your payments change.
To protect yourself, Gardner suggests asking for a written statement of your payments every six months. If you see a fee you don't recognize, he recommends sending the loan servicing company a written dispute by certified mail. If the fee is not resolved, you may need to contact an attorney.
Attorney's are being trained by Max Gardner in Chicago, Illinois on June 18th & 19th. If you are interested,
you'll find more information about Bankruptcy Boot Camp by following the link below:
http://www.maxbankruptcybootcamp.com/
Respectfully,
Jeff Berns "The RightPI"
Thursday, April 21, 2011
Companies Offer Securitization Audits w/o Current Successful Case References?
Author: Jeff Berns "The RightPI"
Sources: California DRE, Credit Slips.com
April 21st, 2011
Unethical & Unlicensed Activity of Companies Offer Securitization Audits w/o Current Successful Case References. Question to Ask Your Auditor before you write and mail that check: " Where are the Current Case Examples?"
Have you read about the "Ibanez Case" in Massachussetts? The case involves an issue of the Chain of Title and in this case the actual audit of the securitization process is critical to identifying who holds title and who has the legal standing to foreclose.
http://www.creditslips.org/creditslips/2011/01/ibanez.html
If you are in the market for a "Securitization Audit" or a "Forensic Loan Audit" services for yourself or a client, make sure you know who you are hiring and doing business with, or you may be their next victim. Ask for the specific names of people and cases that these "Audits" have actually been introduced as evidence in court. Have they helped an attorney in foreclosure defense or a bankruptcy case? This might be critical to ask and to find out before spending your hard earned money.
Just having your Audit introduced as evidence is not enough if it leads to you or your client's foreclosure defense suit being dismissed. Unfortunately there are many companies and individuals out there producing flashy looking reports that have little or no value to the attorney litigating these cases. It has become so bad and prevalent in California that the Department of Real Estate (DRE) has had to issue a consumer alerts and warnings.
http://www.dre.ca.gov/pdf_docs/ConsumerWarningForensicLoanAudits.pdf
In some reports words are incorrectly spelled and the author's can't write a grammatically correct paragraph, much less a court ready legal summary or report. You can check current cases by searching (in many counties, even free) County Court Indexes or by signing up for Pacer (US Federal Court Search Site). If you need help with this email us or chime in on our "Ask The RightPI" Blog (Link Below)
For an administrative fee (2 hour minimum) Right Path Investigations can do a quick court check on whoever you plan on hiring. If you have been a victim of a particular individual or company we would like to hear from you. We'll help if we can. We may save you hundreds of dollars by doing so. If you need a more detailed investigation then contact us and we can make suggestions and recommendations based on your specific situation. We are not attorneys nor do we give legal advice. We do work closely with local, experienced real estate and bankruptcy, criminal and civil attorneys.
We also welcome your attorney calling us so we can discuss our Intensive SAIR and what investigation can be done. Actually tracking down the legal holder of the note, the deed of trust, the documents needed to prove if and when the chain of title has or has not been broken, involves a much more in depth investigation. We recommend you contact an experienced real estate attorney if you believe this has happened and is your situation.
This post has been written to help educate homeowners and the public on Securitization Audits, Forensic Loan Audits. These Audit Reports have been finding their way into the courtroom. Getting in the door in court just isn't enough. The door will be slammed on you by the judge if you have been provided a useless report. Don't be afraid to ask the tough questions before you write your check for an Audit. If you have more questions: Follow our Blog "Ask The RightPI" on the web at http://asktherightpi.blogspot.com/
Respectfully,
Jeff Berns "The RightPI"
CEO/Director of Operations
Right Path Investigations. CA lic# 21832
Former Criminal Investigator, County of Sacramento, Former Insurance Adjuster
Sources: California DRE, Credit Slips.com
April 21st, 2011
Unethical & Unlicensed Activity of Companies Offer Securitization Audits w/o Current Successful Case References. Question to Ask Your Auditor before you write and mail that check: " Where are the Current Case Examples?"
Have you read about the "Ibanez Case" in Massachussetts? The case involves an issue of the Chain of Title and in this case the actual audit of the securitization process is critical to identifying who holds title and who has the legal standing to foreclose.
http://www.creditslips.org/creditslips/2011/01/ibanez.html
If you are in the market for a "Securitization Audit" or a "Forensic Loan Audit" services for yourself or a client, make sure you know who you are hiring and doing business with, or you may be their next victim. Ask for the specific names of people and cases that these "Audits" have actually been introduced as evidence in court. Have they helped an attorney in foreclosure defense or a bankruptcy case? This might be critical to ask and to find out before spending your hard earned money.
Just having your Audit introduced as evidence is not enough if it leads to you or your client's foreclosure defense suit being dismissed. Unfortunately there are many companies and individuals out there producing flashy looking reports that have little or no value to the attorney litigating these cases. It has become so bad and prevalent in California that the Department of Real Estate (DRE) has had to issue a consumer alerts and warnings.
http://www.dre.ca.gov/pdf_docs/ConsumerWarningForensicLoanAudits.pdf
In some reports words are incorrectly spelled and the author's can't write a grammatically correct paragraph, much less a court ready legal summary or report. You can check current cases by searching (in many counties, even free) County Court Indexes or by signing up for Pacer (US Federal Court Search Site). If you need help with this email us or chime in on our "Ask The RightPI" Blog (Link Below)
For an administrative fee (2 hour minimum) Right Path Investigations can do a quick court check on whoever you plan on hiring. If you have been a victim of a particular individual or company we would like to hear from you. We'll help if we can. We may save you hundreds of dollars by doing so. If you need a more detailed investigation then contact us and we can make suggestions and recommendations based on your specific situation. We are not attorneys nor do we give legal advice. We do work closely with local, experienced real estate and bankruptcy, criminal and civil attorneys.
We also welcome your attorney calling us so we can discuss our Intensive SAIR and what investigation can be done. Actually tracking down the legal holder of the note, the deed of trust, the documents needed to prove if and when the chain of title has or has not been broken, involves a much more in depth investigation. We recommend you contact an experienced real estate attorney if you believe this has happened and is your situation.
This post has been written to help educate homeowners and the public on Securitization Audits, Forensic Loan Audits. These Audit Reports have been finding their way into the courtroom. Getting in the door in court just isn't enough. The door will be slammed on you by the judge if you have been provided a useless report. Don't be afraid to ask the tough questions before you write your check for an Audit. If you have more questions: Follow our Blog "Ask The RightPI" on the web at http://asktherightpi.blogspot.com/
Respectfully,
Jeff Berns "The RightPI"
CEO/Director of Operations
Right Path Investigations. CA lic# 21832
Former Criminal Investigator, County of Sacramento, Former Insurance Adjuster
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